# Apollo USDC.multi Liquidations Impacted Users

**URL:** https://forum.moonwell.fi/t/apollo-usdc-multi-liquidations-impacted-users/345
**Category:** Community Proposal
**Tags:** moonriver
**Created:** [December 28, 2022, 4:15am UTC](https://forum.moonwell.fi/t/apollo-usdc-multi-liquidations-impacted-users/345 "2022-12-28T04:15:58Z")
**Posts on this page:** 1
**Showing post:** 12

<div class="post-metadata">

### Author: ![jmo](https://avatars.discourse-cdn.com/v4/letter/j/ed655f/32.png) [@jmo](https://forum.moonwell.fi/u/jmo)
#### Post date: [January 5, 2023, 10:38pm UTC](https://forum.moonwell.fi/t/apollo-usdc-multi-liquidations-impacted-users/345/12 "2023-01-05T22:38:07Z")

</div>

We wanted to close the loop on this impact analysis, We have posted a detailed example of the methodology as well as the underlying data in this thread here:

> [@Explanation of Methodology to Calculate the Impact of MIP-14 on Moonwell Users](https://forum.moonwell.fi/t/explanation-of-methodology-to-calculate-the-impact-of-mip-14-on-moonwell-users/351):
>
> Context MIP-14 was passed via governance and executed on block 3260087: This mistakenly set [a protocol parameter](https://docs.moonwell.fi/moonwell-finance/protocol-info/protocol-information#collateral-factor) called the “collateral factor” almost to 0 (6400 instead of 0.64e18) The collateral factor determines if your position is eligible for liquidation, as this is used to calculate the health factor of the account A collateral factor near 0 caused the protocol to allow users to be liquidated, who otherwise had well funded accounts, because it effectively discounted the borrowing power …

As we completed testing on the final numbers, we did notice an issue in the numbers that we were able to resolve. In our previous post, we used the methodology described in this[doc](https://docs.moonwell.fi/moonwell-finance/protocol-info/protocol-information#protocol-seize-share), which we found to be inaccurate. In the current tables and example we used an updated methodology found in the [contract logic](https://github.com/moonwell-fi/contracts-open-source/blob/master/contracts/core/Comptroller.sol#L788). This does revise the numbers down a bit - so please reach out to moonwell@gauntlet.network if you have any questions. Hopefully the linked post should make things pretty clear.

| Borrower | Total Impact | Reserve Repayment | Gauntlet Payment | Old Amount Owed | Delta |
| --- | --- | --- | --- | --- | --- |
| 0x0d82822b806bb1e617e514cd93185a728d1a04bc | $151.91 | $45.57 | $106.34 | $165.05 | -$13.14 |
| 0x32535ffe5bc0b1b62ba23e09b46aeb06e3ed2964 | $2,718.62 | $815.59 | $1,903.03 | $2,991.17 | -$272.55 |
| 0x458b503bd8e1b494ed6bcbf9bf4000949dcaa186 | $16.29 | $4.89 | $11.40 | $16.17 | $0.12 |
| 0x4c677499d2996788e0e73f1149ee6be8eb0405a1 | $56.58 | $16.97 | $39.60 | $56.77 | -$0.19 |
| 0x4cf0602a77a4243b768ee28aa52994ad5dfdbe46 | $763.99 | $229.20 | $534.79 | $813.96 | -$49.97 |
| 0x57e421c8a16bf0a609ef87e296cb931113a5e3ed | $16,035.36 | $4,810.61 | $11,224.75 | $17,640.14 | -$1,604.78 |
| 0x5c2c1b30edd00a67f51cfdc08d13186d869cc5e3 | $1,481.83 | $444.55 | $1,037.28 | $1,507.77 | -$25.94 |
| 0x5f0a0e3b30d304fba56e2eee3a442b0bb5c40275 | $156,651.08 | $46,995.32 | $109,655.75 | $172,319.85 | -$15,668.77 |
| 0x63d8e0f850a956e3b358dd1555fc05558efb103f | $59.09 | $17.73 | $41.36 | $65.00 | -$5.91 |
| 0x648520bf2628e1a4b70f7c7fd3a7a9f6ae2537bb | $0.03 | $0.01 | $0.02 | $0.03 | $0.00 |
| 0x68f7de23556f357a5a805cb60c957b9dd26b3817 | $6,162.77 | $1,848.83 | $4,313.94 | $6,270.78 | -$108.01 |
| 0x6d9807d18374f33213de86917937544a7095e39e | $4,884.71 | $1,465.41 | $3,419.30 | $5,051.95 | -$167.24 |
| 0x6fffe084f6413fa400bdb93b951e71e190d5d18a | $114,722.91 | $34,416.87 | $80,306.04 | $126,199.94 | -$11,477.03 |
| 0x7780e86699e941254c8f4d9b7eb08ff7e96bbe10 | $49,705.21 | $14,911.56 | $34,793.65 | $53,707.22 | -$4,002.01 |
| 0x7ec7b375834ef33a1a677503d5065651ee530975 | $31,698.93 | $9,509.68 | $22,189.25 | $32,784.68 | -$1,085.75 |
| 0x7f0759cb20de8c7a996db6f6c12b33314d0379c3 | $29.73 | $8.92 | $20.81 | $32.67 | -$2.94 |
| 0x82875511842fc12d617816f4030dd284da984ec5 | $2,035.44 | $610.63 | $1,424.81 | $2,158.76 | -$123.32 |
| 0x8375b678ff8bf17b5ef6a29c71e9c82473e945f5 | $124,585.46 | $37,375.64 | $87,209.82 | $137,046.93 | -$12,461.47 |
| 0x85d5e1305701cc1734f7e0c6c9011003903643ed | $5.97 | $1.79 | $4.18 | $6.09 | -$0.12 |
| 0x8e5bd22a0606a83183974ba2522c69b4ebdcd92c | $5,304.14 | $1,591.24 | $3,712.90 | $5,834.68 | -$530.54 |
| 0x90e3ed126e998cac4380547a1c863b8d2146c52f | $3,726.88 | $1,118.06 | $2,608.82 | $3,815.24 | -$88.36 |
| 0x93fd1ca463f9df2646749ae600f6eaee69657244 | $0.07 | $0.02 | $0.05 | $0.08 | -$0.01 |
| 0x978565840a231948a59d8816c6e091677767b985 | $21,801.74 | $6,540.52 | $15,261.22 | $23,982.41 | -$2,180.67 |
| 0x9aa8cc57ef8793975f60e23611af8804070a4f22 | $408.24 | $122.47 | $285.77 | $442.72 | -$34.48 |
| 0xa47636f56e0638bc61fd40034bf84eff600d9a78 | $865.01 | $259.50 | $605.51 | $951.90 | -$86.89 |
| 0xbbb7b32a5e384829fa67e200041d64e4dd8a6105 | $1,188.20 | $356.46 | $831.74 | $1,307.05 | -$118.85 |
| 0xbce7ef477c31e2f39f0b5a55dc6f39a7302739c2 | $2,317.82 | $695.35 | $1,622.48 | $2,549.65 | -$231.83 |
| 0xbd2a0b2e613046f8199b9fa3acae55f31ca400bc | $67.12 | $20.13 | $46.98 | $73.83 | -$6.71 |
| 0xbe3d3c05f01ddaef13000ec0324a3d732a382fee | $1,800.57 | $540.17 | $1,260.40 | $1,838.23 | -$37.66 |
| 0xc9f7113042615ce4796f8cbbfa6f42170d908e05 | $1,283.33 | $385.00 | $898.33 | $1,343.19 | -$59.86 |
| 0xccb8e090fe070945cc0131a075b6e1ea8f208812 | $8,908.28 | $2,672.48 | $6,235.79 | $9,799.81 | -$891.53 |
| 0xd750d90d770c65ca6fe90c176daf73742b240230 | $3,161.13 | $948.34 | $2,212.79 | $3,477.32 | -$316.19 |
| 0xe44799ef334df157e0f8e2855e5ebebdbc02b299 | $213.43 | $64.03 | $149.40 | $234.71 | -$21.28 |
| 0xe652150abcb929c04e013fcb9889ce2160e14982 | $84,593.83 | $25,378.15 | $59,215.68 | $93,055.19 | -$8,461.36 |
| 0xede8f53a188c333096ab5f96f9fcd8f269065694 | $71,363.30 | $21,408.99 | $49,954.31 | $78,502.55 | -$7,139.25 |
| 0xeed8504ee6563c51a64e5306115fcb3ceb59bc71 | $56.18 | $16.85 | $39.32 | $61.80 | -$5.62 |
| 0xf3fb12045ef07b55d88bad12871bc80be7eeffbe | $52,468.85 | $15,740.66 | $36,728.20 | $57,716.95 | -$5,248.10 |
| Grand Total | $771,294.04 | $231,388.21 | $539,905.82 | $843,822.24 | -$72,528.20 |

- Today, a website will be made available to users affected by MIP-14. This website will give users the ability to verify their address as an affected account in order to allow them to sign a release in order to receive a subsequent payment from Gauntlet of 70% of their impact amount
- The remaining 30% of their payment will be sent directly from Moonwell Reserves via governance. More details on this to come tomorrow.
- These amounts are listed in the table above

---

_[View the full topic](https://forum.moonwell.fi/t/apollo-usdc-multi-liquidations-impacted-users/345)._